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Protecting Your Home Against Water Damage Provides Insurance Savings

Photo by Mukesh Sharma on Unsplash When the topic of water damage to Florida homes arises, it’s generally perceived to be caused by rising tides. In all actuality, water damage losses from in-home plumbing and appliances are rapidly increasing and may cause extensive damage to your home and personal belongings. Insurance companies throughout Florida have…
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FEMA Proposes New Flood Insurance Rate Maps for Tampa Bay

FEMA has finalized new detailed, digital Flood Insurance Rate Maps (FIRM’s) which determine residential flood zones and ultimately dictate the areas where mortgage lenders require flood insurance coverage. This pending change is expected to affect over 60,000 residents in the Tampa Bay area and letters are currently being sent out by local government agencies to notify residents of the anticipated changes.
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What is Building Ordinance or Law Coverage

Imagine the dismay that ensues when building owners realize that there are laws in place which may require partial reconstruction or renovation without any help from their insurance company. However, the dismay can transform to delight if their insurance professional informs them that they previously purchased the Ordinance or Law coverage endorsement on their insurance policy.
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