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The Difference Between General Liability & Professional Liability

Insurance agents commonly get asked about the difference between General Liability and Professional Liability. While both insurance policy types are designed to protect businesses from liability arising out of fault, general and professional liability are very different in the types of risks that they cover.
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IS WATER DAMAGE COVERAGE STILL INCLUDED ON YOUR HOMEOWNERS INSURANCE?

Damage to homes from water leaking or busting pipes is one of the most common types of insurance claims, which speaks volumes as to why it is important to make sure your policy contains proper coverage for this type of incident. Many homeowners’ carriers are now limiting water damage coverage or entirely removing it from their policies when the age of the insured home reaches 40 years. This method of reducing coverage often catches policyholders off guard.
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DOES MY BUSINESS NEED AN UMBRELLA POLICY?

Accidents happen regardless of the meticulous care that is demonstrated on daily business activities. When disaster strikes it's good to know you have a Commercial Umbrella Insurance policy in place for the added layer of protection. Here is what you need to know about Umbrella Insurance and 3 main areas where they provide coverage.
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