Umbrella Insurance is a unique personal liability coverage. A Personal Umbrella exists for the sole purpose of providing you with excess liability coverage in case the sum, due to a covered cause of loss, owed is higher than what your existing underlying insurance coverage will pay.
Life is full of surprises; both pleasant and unfortunate. And since we are unable to see the future, we protect ourselves from the unexpected with a layer of liability insurance. Personal Umbrella policies cost less than $1 a day in most states and are a very economical purchase, however many people don’t understand the need for this layer of protection. Our latest blog discusses why you need a personal umbrella insurance policy.