Florida Ranks Among the Nations Most Active Tornado States
With all the recent devastation that has taken place throughout the Midwest due to tornadoes, the term “Funnel Cloud” has become a word of increasing sensitivity. The plains region of the U.S. has been coined Tornado Alley due to the sheer volume of tornadoes. However if statistics are any indication, it may be time to rebrand Florida from Sunshine State to “Cyclone Side-Street”. Florida, along with Oklahoma and Texas, has the highest concentration of tornadoes in the United States. Although the native tornadoes generally pale in comparison to the much larger and more powerful tornadoes of the Midwest, they are still able to pack a potent punch.
Floridians are well aware of the severe thunderstorms and torrential downpours that are common place in our state’s weather patterns, however it isn’t a comforting feeling to know that these rapidly developing storm systems often times generate swift moving tornadoes. In a recent interview with the Sun Sentinel, National Meteorologist Jim Lushine explains that Florida’s tornadoes are “characteristically fast forming, fast moving and fast dissipating, which makes them brief in duration but difficult to give much advance warning.
Because Florida averages around fifty Tornadoes per year and advanced notice is usually limited, preparation for homeowners should be generalized and extend to potential wind related damages. Potential wind damage assessments can be completed on homes to identify structural short-comings or weaknesses that would be susceptible to loss due to a tornado. In addition to solidifying your home against minor tornadoes, mitigating potential wind damage can also result in discounts on your homeowner’s insurance policy.
Wind mitigation inspections are routinely completed by licensed inspectors and have saved homeowners thousands of dollars in premium annually on their insurance policies. Specific aspects of interest include opening protection, such as window shutters and impact resistant glass, as well as a particular focus toward roof construction. Roof Deck Attachment, Roof Covering, and Roof to Wall Connectors are all characteristics that are closely examined in order to determine insurance discounts. Moore Resources Insurance Agency advises all homeowners to review their insurance policy in regards to deductibles for wind loss as well as premium discounts for wind loss mitigation.
For more information on how to properly protect your home and personal belongings from potential losses, please contact Moore Resources directly at (877) 323-8383.
Moore Resources is an Independent Insurance Agency located in St. Petersburg, FL and offering Homeowners Insurance, Auto Insurance, Personal Insurance and Business Insurance. Our reach extends beyond the Tampa Bay area to the entire state of Florida. Moore Resources has regionally been dedicated to serving the local residents of Pinellas, Hillsborough, Polk, Pasco, Manatee and Sarasota counties; including St. Pete, Tampa, Clearwater, Bradenton, Brandon, Dunedin, Gulfport, Lakeland, Largo, Lutz, Palm Harbor, Pinellas Park, Riverview, Ruskin, Seffner, Seminole, Temple Terrace, Tierra Verde, Town n Country, and the Gulf Coast Beaches.
Please remember that the purpose of this blog is to present general information only. It does not interpret specific policies or coverage. In order to obtain detailed information regarding your insurance, contact a licensed insurance agent.