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Can You Afford to Operate Without Business Interruption Insurance?

Business Interruption Insurance, also know as Business Income Insurance, pays for the actual loss of business income that you sustain due to the suspension of your business operations from a covered physical loss on your business insurance policy. This could include a storm, fire, or even a large theft if covered on your policy. When a business is unable to open due to a disaster, there is no revenue generated to pay rent, utilities, and other operating expenses that would still be required. This is where Business income applies. This coverage will reimburse you for lost income, extra expenses, and operating expenses during the period of restoration. In fact, it will even cover payroll for qualified employees so that you don’t lose your staff during an extended closure.
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Florida Flood Insurance Options

Ballooning flood insurance premiums have caught many coastal homeowners off-guard as the cost of their escrowed mortgage payments are steadily increasing. Fortunately for Florida residents, there are now several alternatives.
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Tips for Saving Money on Fleet Auto Insurance

For Business owners who utilize multiple company owned vehicles in their operation, one of the biggest expenses is Auto Insurance, however there are a few simple tips to consider when shopping for Fleet Auto Insurance that can provide savings.
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Add Life Insurance and Save

In the world of personal insurance, we often find ourselves mandated by law or lender to maintain adequate coverage. This blessing in disguise has protected millions from catastrophic life events. However, one line of family protection that is often overlooked is Life Insurance. In fact, according to LIMRA’s Life Insurance Barometer Study, only 62 percent…
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